This is the thirteenth part of a fiction serial, in 999 words.
The solicitor seemed to be expecting her, as he didn’t ask her why she had made the appointment. Offering her a comfortable chair, and after she had declined tea or coffee, Mr Rossis tapped a file that was already on his desk. Anita had only met him briefly on two occasions, when he had dealt with the legal conveyancing during the house purchase, but she was hoping he could give her some general advice on her situation. Before she could say anything, he started talking.
“When your husband came in to see me that day, I must confess I found his request rather strange. But it is not up to me to question the intentions of my clients, especially when they appear to be in good faith”. She raised her hand. “I have to stop you there, Nicholas. I don’t have a clue what you are talking about. I came in to ask your advice about finances. Mike has gone missing, you see, and I have no access to any money”.
Opening the file, he nodded. “Exactly. A little over six months ago, Mike came in to see me. He asked me to transfer the deeds of your house into your name, changing it from the usual joint ownership. I witnessed the change, and you also signed it. Do you remember signing anything?” Anita shrugged. “I had just found out I was pregnant, so I don’t remember any specific occasion. Mike always got me to sign things to do with accounts, bills, or the house. I never asked him why. Does that make me sound stupid? I suppose it does”. He shook his head. “Ordinarily, I would counsel you against signing anything that you haven’t read, but in this case I am happy to tell you it was a good decision”. She was confused. “Please spell it out, I have no idea what’s going on”.
The file was pushed to one side. “He told me that he might have to suddenly disappear. You were going to have a baby, and if anything happened, he wanted to make sure that you were provided for. I have letters giving you power of attorney to draw on his bank account, as well as lists of all your current suppliers and their bills, along with the payment information. In addition, there is a savings account in your name at a different bank that I have all the paperwork for. It currently has something around forty thousand pounds in it. I know that is not a huge amount in the grand scheme of things, but it will certainly tide you over for now. Bear in mind that with the house in your name now, you can always sell it if you need to, and release substantial equity if you downsize. House prices in this town have increased dramatically since you bought it”.
It was a lot to take in, and a huge shock. “So where is he? Why did he do all this? I can’t believe that he knew all about this and never told me, not even a hint. What more did he tell you?”
Nicholas leaned forward. “Please believe me, Mrs Hollis, that’s all I know. He didn’t tell me anymore, and it wasn’t my place to ask him. He paid me for a service, and I supplied it, simple as that. Oh, and there is also a life insurance policy, in addition to the one covering your mortgage. It is for five hundred thousand pounds, in the event of his death. I had wondered if that was the reason you were coming to see me today, that something bad had happened to him. But if he is just listed as missing, I do have to tell you that no insurance company will pay out for seven years, and then only once he has been declared dead, after missing for that long”.
Anita had a thought. “Surely he left a letter for me then? Something explaining why? He must have realised that I would need to know. The stuff about the house and money is all very well, and will obviously help when the baby comes. But I want to know where my husband is, and what has happened to him, Nicholas. He left the house as normal, and said he would be home about six. I don’t want to think that he knew he was never coming back that morning, and didn’t tell me. The police are dealing with this, and I am sure the sergeant will want to talk to you. I will have to give her your details”.
His tone was sympathetic. “I am more than happy to tell the police everything I have just told you. Mike told me that this might happen. He said that if his wife came to see me, I should tell her about the house, and the financial provision. Everything is completely legal, and will stand up to any scrutiny. By all means tell the sergeant to come and see me. Meanwhile, I will give you this file with copies of all the documents. In this time of trouble at least you can be reassured that you have a home, and are financially stable for now. Take the letter to the bank, and they will let you draw on his salary, as long as it is paid. Contact the companies on the list, and tell them too. They will change the name on the contracts so you can make the monthly payments. All the account numbers and contact details are on a sheet in the folder. If you need to talk to me, call anytime during business hours”.
Taking the file he held out, Anita thanked him, and walked out onto the street in a daze. So Mike knew he was going to disappear, and as long ago as the confirmation of the pregnancy?
She was too dizzy to walk across to the car, and supported herself on a lamp post.